Blog – Industry Perspectives

Stay current on the quickly evolving world of mobile money.

  • June 22, 2015
  • Vince Kadar

Northern Lights

Visa is heading to the northern reaches of Canada because as many as 3%, or 1 million Canadians, are not able to access a bank account on a regular basis.

  • June 09, 2015
  • Vince Kadar

Pay Pay Pay Payday!

The idea of mobile payments being in our everyday lives has gone from being what seemed to be a fad to slowly making its way into a permanent option for payment transactions.

  • June 03, 2015
  • Vince Kadar

Another Sucessful Event @ Mobile Money Africa

Telepin was pleased to be a Gold sponsor Mobile Money Africa for the fifth year running.

  • May 14, 2015
  • Vince Kadar

Telepin @ Mobile Money Africa 2015

Come meet with executives from Telepin Software @ Mobile Money Africa on May 20th and 21st!

  • May 07, 2015
  • Vince Kadar

The Battle for Mobile Money in Canada! Eh!

Mobile payments is flourishing in Canada.

  • February 08, 2015
  • Vince Kadar

Bill & Melinda’s Big Bet!

The Gates started their foundation in 2000 with the idea that by backing innovative work in health and education, they could help dramatically reduce inequity.

  • August 21, 2014
  • Vince Kadar

John Oliver explains PayDay Loans!

A few posts ago I posted about the movie Spent by AMEX; a focus on financial education and an eye-opener to the predatory payday loan industry.

  • July 25, 2014
  • Vince Kadar

Movements in mPoS

There are alot of companies competing for your money and looking at ways to innovate at the point of sale. Recently, Amazon have entered the race into the mobile point-of-sale market with a launch of Local Register.

  • July 25, 2014
  • Vince Kadar

Security is a global issue for Mobile Money

Anything bearing a lock will always have someone inquisitive looking for a way to circumvent the key.

  • July 24, 2014
  • Vince Kadar

Mobile Payments on the Rise

The good news is according to Nielsen, mobile payments are on the rise!

  • July 11, 2014
  • Vince Kadar

Spent: Looking for Change…

Break out your smartfood popcorn, AMEX is attempting to drive change in a growing problem of financial inclusion through an awareness and education video series, starting with their first full feature Spent: Looking for Change.

  • June 05, 2014
  • Vince Kadar

Mobile Payments via Dash in Singapore

A new mobile payment service has been launched this week in Singapore today by SingTel and Standard Chartered Bank.

  • April 04, 2014
  • Vince Kadar

The Stars Have Aligned in Panama!

Cable & Wireless Panama, Panama’s #1 mobile operator, announced today that they have selected Telepin to power Movil Cash; a complete end-to-end mobile money ecosystem that will service both banked and unbanked subscribers.

  • December 16, 2013
  • Vince Kadar

Mobile Money Continues to Improve Access to Banking Around the Globe

Over the last few weeks, I’ve read a number of articles that detail the successes of mobile money around the world when it comes to empowering some of the poorest people in the world.

  • December 03, 2013
  • Vince Kadar

Is Bitcoin the Gateway to Mobile Money?

If you are involved in mobile money at all, you’ve likely been keeping a keen eye on Bitcoin. The controversial digital currency is getting a lot of attention around the world and raising a lot of questions about the how it will fit (if at all) with mobile money.

  • November 20, 2013
  • Vince Kadar

Mobile money trust issues

Just read an interesting article on the South African based site Business Insight on how consumers are not warming up to mobile money. It cites research that indicates mobile payments are the cheapest mode of transacting, yet there’s a major trust issue with consumers when it comes to mobile money or commerce.

  • October 31, 2013
  • Vince Kadar

October Mobile Money Round Up

October has been a busy month around the world for mobile money, and we wanted to share a few of our favorite stories with you.

  • October 15, 2013
  • Vince Kadar

Facebook Teams Up with Payment Providers for Autofill with Facebook

Last week TechCrunch reported that Facebook has partnered with PayPal, Stripe and Braintree, along with two e-commerce apps JackThreads and Mosaic. The goal of this partnership is to create “Autofill with Facebook” where your payment info from Facebook is automatically used when you check out at the click of a button.

  • October 08, 2013
  • Vince Kadar

Juniper Research Forecasts Mobile Money Transfer to Hit 400 Million Users by 2018

A recent study from Juniper Research offers up some great insights on mobile money. The most significant number is the forecast for Mobile Money Transfer to Hit 400 Million User by 2018. That’s up from the 150 million users in 2013.

  • September 16, 2013
  • Vince Kadar

No NFC for iPhone 5s

Apple made a much anticipated announcement last week about features and additions to the next rev of the iPhone. There’s no disputing that iPhone 5s includes some cool new features such as Touch ID fingerprint scanner and better battery life.

  • August 06, 2013
  • Vince Kadar

Mobile Money Transforms Africa: ZAAD in Somaliland

A recent post in The Globe and Mail reported in on the progress mobile money is making in Africa, which is well worn territory on this blog, but I found the info on ZAAD interesting.

  • July 29, 2013
  • Vince Kadar

New GSMA Report Sheds Light on Technical Requirements for Mobile Money Providers

The GSMA recently released a new report, Platforms for Successful Mobile Money Services which examines the state of mobile money around the world. The report provides great insights, in particular the fact that while the industry grows, only experience and consumer demand will help produce fully featured, reliable solutions.

  • July 22, 2013
  • Vince Kadar

ATM + Mobile = Winning Combination?

We’ve talked before about ATM and the convergence of mobile payments before, so this article on Mobile Payments today recently caught our eye. It shares some interesting insights on the world of ATMs and mobile from the founder of ATMIA, Tom Harper.

  • July 12, 2013
  • Vince Kadar

Starbucks’ Simplicity Rules the North American Mobile Payment Market

A new study from Berg Insights found that not ISIS, MCX or Google were leading the way when it comes to mobile payments in the US. The leader is Starbucks with their dead simple mobile apps.

  • July 09, 2013
  • Vince Kadar

ISIS Struggles in Austin Trial

We haven’t heard much about ISIS lately, so I thought I’d check in, as they are currently piloting technology in Salt Lake City and Austin with a full roll out later this summer. The ISIS mobile wallet is a joint venture from AT&T, T-Mobile USA and Verizon, so there’s a lot riding on the success of this system.

  • July 03, 2013
  • Vince Kadar

Electronic Payments have the Potential to Bolster SME Success: New Study

A new study released in June by MasterCard Advisors looked at challenges facing Small to Medium Sized Enterprises (SMEs) around the world. The study Reinvigorating Global Economic Growth, identified a number of challenges including lack of low-cost financing and inefficiency in the financial supply chain.

  • June 11, 2013
  • Vince Kadar

Garage Sales to Girl Scouts? Mobile Payments with PayAnywhere

The food services industry is poised to capture a large share of the emerging mobile payments market, with estimates pegging food services capturing 30% of the market. While the benefits to restaurant owners of offering these services is clear, the potential for consumers is staggering.

  • June 07, 2013
  • Vince Kadar

Brits Want Movie Tickets on their Phones – Mobile Money Convenience in Action

The food services industry is poised to capture a large share of the emerging mobile payments market, with estimates pegging food services capturing 30% of the market. While the benefits to restaurant owners of offering these services is clear, the potential for consumers is staggering.

  • June 04, 2013
  • Vince Kadar

Mobile Money Shows Big Transaction Growth

I’m sure by now, you’ve realized I keenly watch the mobile money industry numbers, so when I came across this article on the Financial Times Adviser site it caught my interest. The piece by Mike Appleby a SRI analyst at Alliance Trust Investments maps out the benefits and risk of mobile payments, and shares encouraging numbers from Gartner.

  • May 30, 2013
  • Vince Kadar

Boost Mobile Launches Mobile Wallet

Interesting news coming out of CTIA, including the announcement of Boost Mobile’s new digital wallet. Kevin Fritchard over at GigaOm provides a great synopsis of the news based on an interview with Sprint’s Kevin McGinnis that is well worth a read.

  • May 17, 2013
  • Vince Kadar

My Take: Mobile Banking eBook From Ernst & Young and Knowledge@Wharton

An interesting eBook was recently published by Ernst & Young in partnership with Knowledge@Wharton titled “Mobile Banking: Financial Services Meet the Electronic Wallet.”

  • May 01, 2013
  • Vince Kadar

Interac Gets in on the Mobile Money Game

Interac Association, a Canadian national provider of debit services, recently announced a new mobile-based debit offering. Working with Royal Bank and Moneris, the Interac Flash application enables consumers to pay with their smartphone, regardless of carrier, as long as their bank offers the Flash service. In a market that’s been relatively slow to adopt mobile payments,…

  • April 23, 2013
  • Vince Kadar

Walmart Expands Pilot of Self-Checkout

A few weeks back, I heard about how Walmart has rolled out a pilot that has consumers using their iPhones/iPads for self-checkout. The Scan & Go pilot, after an initial test, is now being rolled out to 200 to of the retailer’s 4000 stores. The idea is that consumers will scan items on their phone as they…

  • April 16, 2013
  • Vince Kadar

Mobile Money Makes You Healthy!

This just in, mobile money is the most hygienic way to pay. It’s not just convenient, helps you avoid handling cash, which is a breeding ground for bacteria. According to MasterCard, Oxford University researchers studied bacteria on bank notes and found that our money is a breeding ground for bacteria. The bank notes they tested have on…

  • April 11, 2013
  • Vince Kadar

Mobile Money Makes for Savvy Consumers

A recent article on the Practical eCommerce site, 7 Ways Mobile Commerce Will Change Retail took a look how mobile commerce is transforming e-commerce and how it may just change how we shop. While the article outlined the many ways mobile commerce is a game changer, there were a couple in particular that really stuck out….

  • April 08, 2013
  • Vince Kadar

Mobile Money Picks Up Speed

A report from Western Union in late March indicates that mobile money is picking up speed. The survey, the Western Union Payments Mobile Mindset Index revealed some interesting findings as consumers increasingly move to online and mobile payments. The study found that “in the U.S. alone, 39% of consumers said they would pay more bills online, while…

  • April 03, 2013
  • Vince Kadar

NFC – Seriously Stands for Not for Commerce

A few weeks back I was at Mobile World Congress, and NFC was literally everywhere. The financial giants were jockeying for position at the show as they bid to get their piece of the mobile money action. Both Visa and MasterCard announced significant partnerships at NFC, and with good reason when the sheer size of…

  • March 04, 2013
  • Vince Kadar

New Mobile Stickers Tested out in Kuwait

Kuwaiti mobile operator Boloro Kuwait and Zain, recently announced they have completed a pilot program with two bus companies. The pilot used NFC stickers which enabled users to pay their fares by tapping their mobile devices. With the success of the trial, Boloro has indicated it will be expanding services to parking lots, government payments and other…

  • February 28, 2013
  • Vince Kadar

Delivering Innovative Financial Services to the World’s Poor – New Competition

  Mobile Payments Today recently featured a piece by Megan Oxman from the Bill and Melinda Gates Foundation’s Financial Services for the Poor (FSP) program. She really hit some hit points on the how the poorest people in the developing world are using mobile money, and how the right financial tools can help those individuals improve their…

  • February 25, 2013
  • Vince Kadar

Visit Telepin at Mobile World Congress

Are you at Mobile World Congress? We’d love to have you stop by and see us. Telepin is exhibiting at Hall 7, Stand 7F50. It is sure to be a jammed packed show full of endless innovations and new ideas. If you are in the mobile money market, pop by and we can talk about what’s…

  • February 20, 2013
  • Vince Kadar

Mobile Wallet Leaders? Or Is It Too Early to Call?

Management and technology consulting firm Carlisle & Gallagher recently announced a list of the early leaders in the mobile wallet market. The financial services focused firm assessed a group of 20 mobile wallets from across the industry including NFC, QR Codes and cloud technologies. The study rated the offerings based on the customer experience and payment options, and named…

  • January 30, 2013
  • Vince Kadar

EDCH Relies on Telepin

EDCH (Emirates Data Clearing House), one of the world’s leading clearing houses recently announced they are working with Telepin to power the new Global EDCH International Transaction Platform in the United Arab Emirates. What’s interesting about this project is that the platform empowers EDCH clients to enable their prepaid subscribers to recharge their accounts, and conduct other mobile…

  • January 28, 2013
  • Vince Kadar

Join Nationwide Microbank and Telepin at Mobile Money Asia

We are gearing up for Mobile Money Asia 2013 in Kuala Lumpur this week, and looking forward presenting with our customer Nationwide Microbank on the success of MiCash. While we’ve talked here about MiCash before and the innovative use of mobile money in Papua New Guinea, the presentation is going share some of the success strategies used…

  • January 24, 2013
  • Vince Kadar

NFC – Still Growing but May be Not for Commerce After All

Last week Citigroup released a report on the NFC market and its market growth. According to an article from Investor’s Business Daily the report from analyst Deborah Weinswig says: “Gartner estimates that mobile payment sales will reach $617 billion in 2016, representing a 42% five-year compound annual growth rate, with 448 million users. We believe that NFC…

  • January 21, 2013
  • Vince Kadar

Mobile Money Kills the Need for Wallets

An article caught my eye last week on the Coast News site from Kenya. The article titled Mobile Money Making Wallets redundant in Kenya, explains how with mobile money, fewer and fewer people are carrying wallets. Talk about a follow-on benefit of mobile money. The success of mobile money in Kenya is well-documented and as more…

  • January 18, 2013
  • Vince Kadar

The Unexpected Benefits of Mobile Money

When we talk about Mobile Money, we tend to focus on the specific benefits to the users from security to convenience. There is no disputing these tangible benefits, but as the mobile money economy develops there are a host of other follow-on benefits. Boston Consulting Group (BCG) released a study in late 2012 on the…